An Employee Leasing Company or Professional Employer Organization (PEO) is designed to assist small, medium and large size companies to reap the benefits of being even larger by applying the theory of strength in numbers.  Here is how it works, the PEO has a high deductible workers' compensation policy that entitles them to receive larger discounts than traditional policies and in turn passes that discounted rate onto its clientele.  This creates a win-win situation by combining all of its clients together like a large association or cooperative.  In addition, this large deductible allows the PEO to underwrite business risks or industries that other insurance companies would traditionally decline.  

Request a  Quick Quote to the right and see how PEO / Employee Leasing can lower your workers' compensation cost today.

Why utilize a PEO over Standard Lines of Workers' Compensation Insurance and General Liability Insurance?

Our PEO offers an all inclusive program which provides payroll processing, state and federal payroll tax filings, workers' compensation insurance, general liability insurance at wholesale prices. This program is offered as No Down Payment and Pay-As-You-Go therefore eliminating intrusive year end audits.

How do we accomplish this?  Our Employee Leasing Program combines each individual company under one master insurance policy. Because this master policy is partially self insured and due to the large amount of Workers Compensation premium collected as a whole from all of our clients, we are able to purchase Workers' Compensation at a much lower rate than traditional companies. In turn, we pass these savings directly to our clients. In addition, our Employee Leasing/PEO program brings a large array of commercial insurance products and services to smaller companies that are typically out of reach. Let's face it, it's a fulltime job implementing Employee Benefits like Major Medical Insurance, Human Resources, Claims Management and the list goes on and on. This relationship will aid your company in retaining and attracting the highest caliber of employees.

What if I decide to go back to the way I was doing business before?  Not a problem, just give notice and you can go back to the way you were doing business prior. Be sure to obtain a Workers' Compensation Insurance policy first, start doing your company payroll, and begin filing your business taxes the day you cancel your PEO service.

If I am a new or small business owner why can't I receive a discount with traditional workers' compensation insurance?

• NCCI Requirements:

  In most states you have annual workers compensation premium below $5,000 you will not acquire a Workers' Compensation rating through the National Council on Compensation Insurance (NCCI). To develop an experience rating that could grant you a discount or an increase you will need to pay in a minimum of $10,000 in Workers' Compensation premium in one year or an average of $5,000 over a two or three year period.

  Please call one of our agents today and ask for a Quote on a Standard Workers' Compensation and General Liability policy and see if an Employee Leasing/PEO program is more advantageous for your business.

  We will provide options and you decide.

          NAPEO - The National Association of Professional Employer Organizations

 

Currently Operating In

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin